This website (the "Website") is the website of Fulcrum Group Holdings Limited (Fulcrum) and its subsidiary companies ("us" or "we"). The Website and the related services (the "Services") are operated and managed by Fulcrum.
Please read these terms and conditions of use of the Website ("the Terms") carefully as by using the Website and/or Services you agree to be bound by them. We reserve the right to vary the conditions of use at any time and will post any variations here. You are advised to review the conditions of use on a regular basis as you will be deemed to have accepted variations if you continue to use the Website and/or the Services after they have been posted.
If you do not agree to abide by these Terms you should not use the Website or the Services in any way.
For clarity, in these terms "you" and "your" means any natural or legal person who uses the Website or the Services and each entity on whose behalf the user acts.
You agree to abide by all applicable laws, regulations and codes of conduct (including those that are self regulatory) and you agree to be solely responsible for all things arising from your use of the Website and the Services. You agree that you will always respect the privacy of your fellow internet users.
If you post any material on the Website, you agree to grant Fulcrum a perpetual, irrevocable, royalty-free licence to use any such material as we each see fit and without notice to you unless otherwise agreed in writing between you and us.
You agree not to:
Fulcrum take every care and precaution to ensure that information published on the Website is accurate when posted and regularly updated, but we cannot be held liable for its accuracy or timeliness and may change the information at any time without notice. You must not rely on information on the Website and you acknowledge that you must take appropriate steps to verify this information before acting upon it. No warranty or representation is made in respect of the timeliness or accuracy of any information sent to you by the updating service.
We reserve the right to remove any information or material on the Website without warning, and without prejudice to any other accrued rights, and/or to make available such information or material when required to do so by law or when requested to by regulatory bodies or law enforcement organisations.
You will remain responsible and liable for material you upload on to, or access from, the Website and/or Services, and you will indemnify Fulcrum, in the manner set out below in these Terms in relation to your accessing or uploading.
FULCRUM PUBLISH THE WEBSITE "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE, THE ACCURACY OF THE INFORMATION OR THE PRODUCTS OR SERVICES REFERRED TO ON THE WEBSITE AND FULCRUM SHALL NOT BE LIABLE, EXCEPT FOR DEATH AND PERSONAL INJURY ARISING FROM OUR NEGLIGENCE OR MISREPRESENTATION, FOR ANY LOSSES OR DAMAGE, WHETHER DIRECT OR INDIRECT ( INCLUDING, WITHOUT LIMITATION DIRECT OR INDIRECT LOSS OF PROFITS), CONSEQUENTIAL, SPECIAL OR OTHERWISE INCIDENTAL THAT MAY RESULT FROM USE OF THE WEBSITE OR THE SERVICES HOWSOEVER ARISING.
Any reference to any product or service which has been or may be provided by Fulcrum does not amount to a promise that such product or service will be available at any time. Changes to or improvements in such products or services may be made at any time without notice.
We make no warranty whatsoever as to any goods or services purchased or obtained or offered to you by third parties through the Website and/or Services. Your dealings with any third parties, in particular advertisers and/or merchants, through the Website and/or Services, and any terms, conditions, warranties or representations with such third parties, are solely between you and such third party.
The information contained in this Website is not intended to supplement the information provided to customers for the purposes of determining amounts payable to Fulcrum, or due by Fulcrum to Suppliers. The format, content and frequency of the information is such that it has been developed for information purposes only and not for financial analysis purposes or the audit of amounts payable to or by Fulcrum.
You agree to indemnify and hold Fulcrum and any of their respective officers, employees and agents harmless from and against all and any expenses, losses, liabilities, damages, costs or expenses of any character incurred or suffered and any claims or legal proceedings which are brought or threatened, in each case arising from your use of, or conduct on, the Website and/or Services and/or any breach of these Terms.
Fulcrum own the copyright in the content published on the Website except where otherwise indicated by a third party's proprietary notice. Images, trade marks and brands are also protected by other intellectual property laws and may not be reproduced or appropriated in any manner without written permission of their respective owners. Unless specifically prohibited by a notice published on any page, you may make a print copy of such parts of the Website as you may reasonably require for your own personal use provided that any copy has attached to it any relevant proprietary notices and/or disclaimers. You agree not for yourself or through or by way of assistance to any third party distribute, decompile, reverse engineer, disassemble or otherwise deal in or with the Website or materials therein or otherwise commercially exploit such material or content.
Fulcrum may terminate the Services, or restrict your access to them and the Website, refuse to sell/supply to or correspond with you, and/or remove your details from the relevant database without prejudice to any other accrued rights, without prior notice to you where: (i) there is a regulatory or statutory change limiting the ability to provide the Website and/or Services; (ii) any event beyond the reasonable control of Fuclrum thereby preventing us from continuing the Services (for example, and without limitation, technical difficulties, capacity problems and communications failures); (iii) Fulcrum, consider in their respective sole discretion that you are abusing the Website and/or Services or are otherwise acting in breach of these Terms.
On termination, we may remove your material, if applicable, including e-mail addresses and shall have no obligation to forward any unread or unsent messages to you or third parties; on such termination your user name and password will become available to others. Such termination will not affect any of your accrued liabilities incurred prior to such termination.
The express provisions of these Terms are in place of all warranties, conditions, terms, undertakings and obligations implied by statute, common law, custom, trade usage, course of dealing or otherwise, all of which are excluded to the fullest extent permitted by law.
We reserve the right to monitor and track your visits to this Website
You shall be responsible for obtaining access to the internet in order to view the Website and take advantage of the Services and shall pay any service fees, telephone charges or other costs associated with such access.
While certain precautions have been taken to detect computer viruses and ensure security, we cannot guarantee that the Website and the Services are virus-free and secure and they shall not be liable for any loss or damage which occurs as a result of any virus or breach of security. You shall protect your computer systems from exposure to viruses by the use of anti-virus software, firewalls and any other technical measures necessary. Fulcrum give no warranties as to the compatibility of the Website and the Services with your computer systems, software and/or hardware.
Fulcrum reserve the right at any time to modify or discontinue, temporarily or permanently, any of the Services or your access to or use of the Website and/or Services or any of your logins or passwords with or without notice. Fulcrum has no liability to you for any loss or damage whatsoever in respect of any action it takes pursuant to this paragraph.
For your interest and/or amusement, from time to time we will make available to you hypertext links from the Websites and/or the Services to third party sites both within and outside European Union. However, these sites are not in any way approved, checked, edited, vetted or recommended by Fulcrum and you agree that Fulcrum shall not be liable in any way for the content of such sites or for any dealings that you may have, or the consequences of such dealings, with such third party site operators. In particular you agree that any dealings you have with such third party site operators shall be on the terms and conditions (if any) of the third party operator.
If any provision of these Terms, or any part of a provision of these Terms, is found to be illegal, invalid or unenforceable the remaining provisions, or the remainder of the provision concerned, shall continue in effect. A failure or delay by Fulcrum in enforcing compliance with any provision of these Terms shall not be a waiver of that or any other provision of these Terms. None of these Terms shall be enforceable under the Contracts (Rights of Third Parties) Act 1999 by any third party. You may not assign any of your rights or obligations under these Terms. The headings used in these Terms are for convenience only and shall not affect interpretation. In these Terms, unless specified to the contrary, use of the singular is deemed to include the plural, use of any gender is deemed to include every gender and any reference to a person is deemed to include a corporation, a partnership and any other body or entity; and (in each case) vice versa.
These Terms constitute the entire agreement and understanding between Fulcrum and you and shall supersede any prior agreement or representation in respect thereof.
Any and all notices to be given by either one of us to the other pursuant to or in connection with these Terms shall be deemed sufficiently given when forwarded by e-mail or facsimile transmission in each case addressed to you at the e-mail address or facsimile number you have given us or to us at the e-mail address or facsimile number displayed on the Website.
These conditions of use are governed by the laws of England and Wales and you agree that the English courts shall have exclusive jurisdiction in any dispute.